Minimize loss
Reduce risk and minimize your loss ratio.
Understand trends
Leverage big data to understand trends and optimize pricing at an individual policy level.
Respond quickly
Respond to market changes quickly and efficiently through simple configuration.
Change variables quickly
Add new rating variables quickly without incurring programming costs.
Ensure compliance
Ensure compliance with rates and rules that are consistent with regulations.
Who is using this product?

Underwriters
Implement rate and rules changes without the help of IT. Rely on business intelligence and the most accurate, current data and regulations available to set prices and variables.

Agents
Rest assured you are offering the most competitive rates available for your client. Stop worrying about underwriting hang ups or delays in new policy creation.

Administrators
Use the rate simulation tool to test your product decisions and quickly respond to regulatory changes and market trends.

Consumers
Gain access to the best pricing available for your insurance needs.
Benefits

Speed
Quickly revise rates and increase market share. New products and prices can be released in a fraction of the time and cost of traditional, hard-coded rating systems.

Regulatory compliance
Ensure regulatory compliance with built-in integrations to regulatory agencies at the federal, state and local levels.

Advanced rating methods
New, innovative rating methods can redefine the way you price policies and serve consumers and agents with the best possible rates.

Real time editing
Add new programs, rating plans, algorithms, states, rating factors and variables in real time, without code changes, custom programming or IT.

Leverage multivariate modelling
Leverage multivariate modelling to implement rating strategies that win customer and agent loyalty while out manoeuvring the competition.

Works with other solutions
Implement as a component of the CodeObjects Core Suite, or in conjunction with other solutions for core processing.
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Your unique data, our unique approach, two
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